Our Merchant Apps bring value added services to your gateway platform. Our apps can help your company maintain its growth projections without pausing for upgrades in technology. Use our apps to alleviate unnecessary risk in make processing payments, managing clients, securing against fraudulent transactions and lots more. With our support, you can focus on what you need to focus on.
Automatic Card Updater ensures up-to-date details are always present in the Tokenization or Recurring services. For credit and debit cards, the service retrieves out of date consumer card information periodically by checking for updates with the card networks. This process occurs completely behind the scenes, works for any card/processor combination and provides a detailed report for every update. This service requires either usage of the Recurring Billing service or an active Customer Vault/Tokenization service on the gateway account.
Consolidate your electronic payments and cash payments into a single reporting interface! Add Sale, Refund, and Credit entries into the gateway and view those transactions right alongside your other payment data. If you're taking non-electronic payments, like cash, in addition to credit card or electronic check (ACH) payments, this service gives you the ability to have a view of all your income streams in a single location. This service works through the Virtual Terminal, Batch Upload, or can be integrated to via our Payment API.
Our Customer Vault maintains a unique token value that enables merchants to repeat subsequent transactions without having to store or recollect and enter sensitive payment data. When a merchant initiates a token-based transaction request, the sensitive payment information is loaded and processed behind the scenes. Tokenization facilitates valuable insights into customer buying behavior, by tracking token use. Merchants can manage their business across all points of engagement and provide a seamless cross-channel customer experience, such as click and collect or buy online/return in store to meet today's customer expectations.
The Electronic Invoicing service allows merchants to create and track invoices through the Merchant Portal or via API. This helps streamline the billing process by reducing time spent on paperwork and getting paid, so merchants can focus on their customers and business. Creating an invoice in the Merchant Portal will generate a email to the customer with a PDF invoice and a link to pay their bill securely within the Gateway's environment, removing the need for merchants to host a payment acceptance page of their own.
For retail environments, encrypted payments are essential. By utilizing the Encrypted Payments service, you can ensure that your customer's payment details are properly secured end to end from your system all the way to the Gateway. Encrypted Devices is required when using any encrypted MSR device or an EMV-capable payment terminal. It is supported in the Payment API, Three-Step Redirect API, Swipe POS solution, Customer-Present Cloud, and when creating a custom application by integrating with any of the Payment Device SDKs for iOS,/Android or Windows/Linux.
Secure lower costs, avoid standard rates and transaction downgrades. With Level III Advantage, it utilizes benchmarked NMI data and your own merchant data from transactions to automatically optimize data fields to provide instant access to Level II and Level III savings.
iProcess is a secure and simple way to process credit card transactions from your mobile device. Just sign in with your gateway credentials and you can be up and running in seconds. The app will geo-tag your location for receipts that can be sent via email or text, and can capture digital signatures or even add a tip. The app supports both keyed/CNP transactions as well as EMV and card present transactions using one of our approved bluetooth card readers. Contact your partner today about ordering a device.
With an increase in ecommerce transactions, fraud has been at the top of merchants' minds. Fraud Prevention screens suspicious transaction activity and can stop card spinners in their tracks to help you stay one step ahead of fraud. Enable it now in conjunction with the Approval Rate Requirement feature to protect yourself today. If you already have Fraud Prevention, now is a great time to check your rules and ensure you're prepared.
Payer Authentication 2.0 is a fraud prevention service that allows you to facilitate cardholder authentication directly by the card issuing bank. This service collects additional verification data from the consumer which is then submitted in the transaction request thus protecting you from fraudulent transactions, chargebacks, and malicious behavior. This service works with our eCommerce product suite: Collect Checkout, Collect.js, and the Three-Step Redirect API.
Kount's AI links identity trust data, using unsupervised and supervised machine learning to analyze transactions and deliver accurate decisions in milliseconds. Data is compared to billions of other interactions within the Kount network in real time, establishing the potential customer's and the interaction's level of trust. Reduce false declines, increase real revenue, and stop losing money to fraud. Activate Kount today.
Enable an additional way for customers to pay and increase speed-to-payment with NMI’s Authvia TXT2PAY. This trusted conversational commerce platform allows merchants to request and approve payments via text without additional apps or passwords. Upon successful payment the consumer is texted a receipt, and the merchant has transactional and conversational history as part of the consolidated reporting in the Portal. Authvia TXT2PAY is an easy way to add a convenient, fast, and secure payment acceptance channel.
Enhance your accounting software with Bill Connect powered by Biller Genie®. Connecting with QuickBooks® (Desktop and Online), Xero™ and AccountingSuite™, this solution automates invoicing, payments, and collections. It addresses the needs of SMB ERPs (Enterprise Resource Planning systems), alleviating the financial burden of ERP in-house payment platforms and consolidating providers, it drives business growth and strengthens customer engagement.
Turbocharge your accounting software with Bill Connect Premium powered by Biller Genie®. Connecting with QuickBooks® (Desktop and Online), Xero™ and AccountingSuite™, this solution automates invoicing, payments, and collections. It addresses the needs of SMB ERPs (Enterprise Resource Planning systems), alleviating the financial burden of ERP in-house payment platforms and consolidating providers, it drives business growth and strengthens customer engagement.
Customer Token Vault Gateway Extension enhances the Customer Vault token service by integrating network tokens, boosting both security and efficiency. This solution replaces sensitive card information with secure tokens managed by major networks like Visa and Mastercard. By substituting primary account numbers (PANs) with network tokens, it reduces the risk of data breaches and simplifies PCI compliance. With this enhancement, NMI generates network tokens to replace the PAN during transactions, offering benefits like lower interchange fees, fewer transaction declines, and minimized chargebacks. Card details update automatically enabling smoother transactions while reducing fraud and improving approval rates.
2024 Arkpay Solutions Payment Gateway Services
500 S Australian Ave, Ste600 +1164, West Palm Beach, Florida, 33401